Condo Insurance: Protect Your Page and Belongings.
Why You Need Condo Insurance
Owning a condo in Oregon comes with its own set of responsibilities. While your home owners' association (HOA) likely has a policy covering the building's exterior and common areas, it’s up to you to protect everything inside your unit. That's where condo insurance, or HO-6 insurance, steps in. Condo insurance offers vital protection for your personal belongings, interior finishes, and even provides liability coverage if someone is injured inside your Page. At Payne Insurance & Financial Services, we understand how important your Page is, and we’re here to make sure you have the coverage you need. Need help deciding? Call us today at 503-537-6168 for guidance.
What Does Condo Insurance Cover?
Condo insurance offers a broad range of protection to give you peace of mind. Here’s what’s typically covered under an HO-6 policy:
Interior Structure: Coverage for any damage to your condo's walls, flooring, and permanent fixtures.
Personal Property: Protection for your personal belongings, such as furniture, clothing, and electronics, against theft or damage.
Liability Protection: Covers legal and medical costs if someone is injured while visiting your condo.
Common Claims Covered by Condo Insurance
Here are some of the most common condo insurance claims we see:
| Claim Type |
Description |
| Water Damage |
Leaks, burst pipes, or appliance malfunctions can cause water damage. Condo insurance helps cover repair costs for your unit and belongings. |
| Theft |
If someone breaks into your condo and steals valuables, such as electronics or jewelry, condo insurance can help replace those items. |
| Fire Damage |
Fire can be devastating, but condo insurance helps cover the cost of repairs and the replacement of personal belongings. |
| Liability Claims |
If a guest is injured in your condo and you’re held liable, your insurance can help cover medical expenses and legal fees. |
How to Choose the Right Condo Insurance
Choosing the right condo insurance can feel overwhelming, but it doesn’t have to be. The key is to evaluate the value of your personal belongings and the condition of your condo’s interior. Do you have expensive electronics, art, or high-end finishes? If so, you’ll want to ensure you have enough coverage to protect them. At Payne Insurance & Financial Services, we work closely with our clients to tailor policies that match their individual needs. Unsure about the coverage you need? Give us a call at 503-537-6168, and we’ll help you choose the right protection.
Why Choose Payne Insurance & Financial Services for Condo Insurance?
At Payne Insurance & Financial Services, we’re more than just an insurance provider—we’re a trusted partner in protecting your Page. Our team is dedicated to making sure you understand every aspect of your condo insurance policy, from what’s covered to how claims are handled. We take pride in offering personalized service and affordable rates for condo owners in Oregon. Whether you’re a first-time condo owner or just looking for better coverage, we’re here to help. Call 503-537-6168 today or fill out our
online quote request form to get started.
Get a Free Condo Insurance Quote Today
Your condo is a valuable investment, and it deserves the best protection. With condo insurance from Payne Insurance & Financial Services, you can rest easy knowing that your Page, belongings, and personal liability are covered. Ready to protect your condo? Call us at 503-537-6168 or click the button below to request your free quote today!
