(503) 537-6168 Carlton, OR

Google Reviews from Happy Customers

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PMA Consulting Portland

Kelly is married to my cousin so she probably doesn't treat me as well as she does the clients she has liked for 20+ years. Despite that she has taken very good care of my needs during our tenure and I'm confident of my future with Payne Insurance and Financial services. Kelly has the misfortune of living in these "interesting times" and her dedication to this profession has redeemed knowledge and experience with very few peers. Our professional relationship will endure until she comes to her senses and gives up fighting the dragons. {dragons = Ceuties, Gov't, InsCos, Banks}
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Debbie Goetz

I feel Kelly goes above and beyond for her clients. She will meet with you and go over what your needs are. She found me the best insurance where I can keep all my doctors, which is very important to me. She listens when I have questions. She responds quickly to either phone or email. She sends me emails wishing me and my family a safe holiday. Kelly was recommended to me by a friend, and I have also recommended her to family and friends. If you want a hard worker who listens, then Kelly is the one.
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Carol Marsh

Kelly was a great help in navigating Medicare changes of 2026. Planning to meet again with regard to 2027 plans available to us.
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Rich Hines

Great information and easy to work with. I have retirement and insurance with Kelly.
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Jim Marble

Kelly did a great job of explaining options and dealing with the old (big) investment company I had my old account with. She eased the process along and is very accessible when it comes to getting my questions answered.

Welcome to Payne Insurance & Financial Services

Happy Family

We are an Independent Insurance Agency, which means we have made available some of the best companies for your online quick quotes.

We service the  Oregon areas, and throughout the state of OR. At Payne Insurance & Financial Services each one of our clients are given a dedicated team of experts that work together to proficiently address all your concerns.

We offer all types of Personal Insurance coverages to our clients in OR including Individual Health, Group Health, Medicare, Medicare Advantage, and Life Insurance.

Give one of our agents a call to save money on your health insurance.

Let us help you cut your insurance cost! Just give us a quick call today at 503-537-6168 or Submit one of our quick online quote forms - with the help of our dedicated business partners; we conveniently offer an entire solution for all your insurance and business needs.



Why Our Agency is the Ideal Choice

Friendly Customer Service

Payne Insurance & Financial Services is renowned for treating clients like family with our genuinely friendly customer service. Our team excels in offering personalized, clear guidance, making insurance approachable. We prioritize understanding and addressing client needs with warmth and patience.

Experience and Knowledge

The Payne Insurance & Financial Services in Oregon transforms your insurance journey with unmatched expertise and experience. Our dedicated team simplifies complex choices, ensuring personalized coverage that fits your unique needs, with the assurance of our long-standing industry knowledge and commitment to excellence.

Securing the Best Coverage

At Payne Insurance & Financial Services, we focus on helping you find insurance coverage that truly fits your needs. We evaluate protection, price, policy details, and long-term value, providing personalized solutions that balance strong coverage with practical affordability and peace of mind.

Aetna
Ameritas
Cigna
Cigna Health Spring
Delta Dental
Devoted Health Plans
Humana
Kaiser Permanente
Metlife
Moda
Providence Health
Regence
The Standard
United Health Care
Well Care
Willamette Dental