There are many types of business that haul goods that require box truck or straight truck insurance. The most common types of businesses we insure that require box truck insurance include:
Household goods movers
Depending on whether you own your own box truck and carry your own goods or you’re a for-hire trucker, you may require different types of box truck insurance coverage options. If you’re a private carrier, you may need to purchase basic box truck insurance coverages like liability insurance that can cover injuries or damage to people or property if you’re at fault in an accident. We also provide Physical Damage Coverage that protects your vehicle if it is damaged in an accident.
If you’re a for-hire trucker and your Primary Liability insurance is provided by your motor carrier, you may only need to purchase certain types of box truck insurance coverages including Motor Truck Cargo insurance to protect the goods you’re hauling or Non-Trucking Liability insurance to protect your truck when you aren’t under dispatch.
Types of Box Trucks or Straight Trucks
Box trucks often go by different names depending on the type of cargo being hauled or how the box truck is being used. We insure the following types of box trucks:
Let Payne Insurance & Financial Services help you choose a policy that will fit your individual needs. Protecting your assets, whether personal, business, or both, is our goal. A well-chosen policy can lessen the impact of some of life’s most common, yet unforeseen perils. We’re here to help when you are considering Box Truck insurance.